Let ASAP Appraisal Services, Inc. handle your appraisal needs

To many, an appraisal just looks like a line item on the settlement sheet for a mortgage or refinance. And while there are a growing number of automated home valuation systems that may appear more prudent than an appraisal, practically all lenders still want a local expert because the stakes are incredibly high. Is getting a mortgage the only reason you should get an appraisal? Are there more instances when the services of a certified, independent real estate professional might be helpful? You bet.

Let ASAP Appraisal Services, Inc. assist you in lowering your mortgage payment

Appeal your tax assessment in Maricopa County

It's possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a past assessment of your home, so if values have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from ASAP Appraisal Services, Inc. is your best evidence when building your case. We can assist you in appealing your tax assessment.

Removing PMI for mortgage payments

When the amount being loaned to the home buyeris more than 80% of the actual value of the home, most lenders ask home buyers to take out this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is soon forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, ASAP Appraisal Services, Inc. can provide you with a statement regarding the value of your home. The expense of the appraisal can usually be recovered in a short amount of time because you'll no longer be paying the PMI.

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Divorce settlement with less stress

A divorce can be a very horrible experience for both parties, and it is often further complicated by the troublesome decision of who keeps the house. It's a good idea to get an appraisal from ASAP Appraisal Services, Inc. so both parties are completely aware of the true market value of their home, regardless of the circumstances.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Move to or from Maricopa County for work

Employee relocation is a stressful event, and we understand. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, along with information about any recent sales or listings in their neighborhood that they want considered during our thorough inspection.

Close on your home promptly — for an accurate price

A professional appraisal will help you make a more informed decision regarding your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homesstay on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let ASAP Appraisal Services, Inc. help you sell your home quickly at the right price